[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.svey.cz\/od-koho-si-aspon-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.svey.cz\/od-koho-si-aspon-pujcit\/","headline":"Od koho si aspo\u0148 p\u016fj\u010dit?","name":"Od koho si aspo\u0148 p\u016fj\u010dit?","description":"Pot\u0159ebujeme my lid\u00e9 pen\u00edze? Jednozna\u010dn\u011b pot\u0159ebujeme. A proto usilujeme o to, abychom si je vyd\u011blali nebo je z\u00edskali n\u011bjak\u00fdm jin\u00fdm zp\u016fsobem. Co\u017e by se n\u00e1m ur\u010dit\u011b m\u011blo da\u0159it, proto\u017ee jinak by to s n\u00e1mi nevypadalo dob\u0159e. Jen\u017ee je spousta p\u0159\u00edpad\u016f, kdy my lid\u00e9 o vyd\u011bl\u00e1n\u00ed si pen\u011bz usilujeme, ale na\u0161e snaha nep\u0159in\u00e1\u0161\u00ed vytou\u017een\u00fd v\u00fdsledek. Chceme m\u00edt pen\u00edze, ale zkr\u00e1tka jich … ","datePublished":"2024-01-19","dateModified":"2024-01-19","author":{"@type":"Person","@id":"https:\/\/www.svey.cz\/author\/#Person","name":"svey.cz","url":"https:\/\/www.svey.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"svey.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.svey.cz\/wp-content\/uploads\/f%20fffffffffffffffff.jpg","url":"https:\/\/www.svey.cz\/wp-content\/uploads\/f%20fffffffffffffffff.jpg","height":0,"width":0},"url":"https:\/\/www.svey.cz\/od-koho-si-aspon-pujcit\/","about":["Finance"],"wordCount":425,"articleBody":"       Pot\u0159ebujeme my lid\u00e9 pen\u00edze? Jednozna\u010dn\u011b pot\u0159ebujeme. A proto usilujeme o to, abychom si je vyd\u011blali nebo je z\u00edskali n\u011bjak\u00fdm jin\u00fdm zp\u016fsobem. Co\u017e by se n\u00e1m ur\u010dit\u011b m\u011blo da\u0159it, proto\u017ee jinak by to s n\u00e1mi nevypadalo dob\u0159e. Jen\u017ee je spousta p\u0159\u00edpad\u016f, kdy my lid\u00e9 o vyd\u011bl\u00e1n\u00ed si pen\u011bz usilujeme, ale na\u0161e snaha nep\u0159in\u00e1\u0161\u00ed vytou\u017een\u00fd v\u00fdsledek. Chceme m\u00edt pen\u00edze, ale zkr\u00e1tka jich nen\u00ed tolik, abychom jimi dok\u00e1zali uspokojit v\u0161echny sv\u00e9 pot\u0159eby. A jsme nuceni se omezovat, a to t\u0159eba i natolik, \u017ee str\u00e1d\u00e1me.Ale v\u0161eho moc \u0161kod\u00ed. A tak si sice m\u016f\u017eeme n\u011bjakou dobu a do jist\u00e9 m\u00edry takzvan\u011b utahovat opasek, ale v ur\u010dit\u00e9m okam\u017eiku u\u017e to tak d\u00e1l nejde. A pak u\u017e si dal\u0161\u00ed pen\u00edze zkr\u00e1tka mus\u00edme sehnat, aby to bylo snesiteln\u00e9.A tak si my lid\u00e9 pen\u00edze n\u011bkdy i p\u016fj\u010dujeme. Obrac\u00edme se na banky a podobn\u00e9 poskytovatele p\u016fj\u010dek, abychom si tu zajistili pomoc v t\u011b\u017ek\u00fdch chv\u00edl\u00edch. A kdy\u017e dostaneme aspo\u0148 p\u016fj\u010dku, kter\u00e1 n\u00e1s uspokojuje, je hned l\u00e9pe.Ale n\u011bkdy nedostaneme nejen skv\u011blou, ale t\u0159eba ani horko t\u011b\u017eko zvladatelnou a relativn\u011b nev\u00fdhodnou p\u016fj\u010dku. I kdy\u017e se banky sna\u017e\u00ed rozp\u016fj\u010dovat co nejv\u00edc pen\u011bz, aby t\u00edm z\u00edskaly co nejv\u00edce na \u00faroc\u00edch, jsou i situace, kdy lidem p\u016fj\u010dku neposkytnou. A to tehdy, kdy\u017e nen\u00ed dostate\u010dn\u011b prok\u00e1z\u00e1na schopnost \u017eadatel\u016f spl\u00e1cet. Banky cht\u011bj\u00ed vyd\u011bl\u00e1vat a ne riskovat, a proto nedaj\u00ed pen\u00edze nikomu, kdo jim p\u0159ijde pochybn\u00fd, jako je t\u0159eba n\u011bkdo s n\u00edzk\u00fdmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f.A pak je dob\u0159e, \u017ee existuj\u00ed i nebankovn\u00ed americk\u00e9 hypot\u00e9ky, kter\u00e9 takov\u00e9 n\u00e1roky na registry dlu\u017en\u00edk\u016f a p\u0159\u00edjmy nekladou. Kter\u00e9 jsou tu i pro lidi, jim\u017e by banky nikdy nepomohly. U takov\u00fdch hypot\u00e9k se toti\u017e ru\u010d\u00ed za spl\u00e1cen\u00ed jinak, nemovitost\u00ed. A tud\u00ed\u017e tu maj\u00ed nad\u011bji na z\u00edsk\u00e1n\u00ed sch\u00e1zej\u00edc\u00edch pen\u011bz i lid\u00e9, kte\u0159\u00ed by jinak m\u011bli sm\u016flu.Za z\u00e1stavu nemovitosti se tu p\u016fj\u010duj\u00ed i dost velk\u00e9 pen\u00edze. A tak mohou b\u00fdt v\u0161ichni spokojen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (18 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si aspo\u0148 p\u016fj\u010dit?","item":"https:\/\/www.svey.cz\/od-koho-si-aspon-pujcit\/#breadcrumbitem"}]}]